Quick answer: Choose Tabby if you want the longest plan, up to 12 monthly payments, for a bigger booking such as family flights or a holiday package. Choose Tamara if you prefer a Sharia compliant plan with no late fees. White Sky Travel and Tourism L.L.C, a licensed travel agency in Dubai Investment Park (DET licence 1143288), accepts both Tabby and Tamara, plus monthly plans on UAE credit cards, for flights, hotels, UAE visas and tour packages. We only need your phone number to send the payment link.
Table of Contents
Tabby vs Tamara vs Credit Card: Side by Side
| Tabby | Tamara | UAE credit card plan | |
|---|---|---|---|
| Standard plan | Pay in 4 | Split into up to 4 payments | 3, 6, 9 or 12 months |
| Longer plans | 6, 8 or 12 monthly payments | Extendable terms on eligible bookings | Up to 12 months |
| Fees | Pay in 4 has no Tabby fee. Plans longer than 4 months may have a service fee, shown before you confirm | Shown in the Tamara app before you confirm | Set by your bank |
| Missed payment | Collection fees may apply | Tamara says it charges no late fees | Your bank’s terms apply |
| Sharia compliant | Check with Tabby | Yes, according to Tamara | Depends on your bank |
| Who approves | Tabby, in the Tabby app | Tamara, in the Tamara app | Your bank |
| Banks | Not needed | Not needed | Mashreq, ADCB, RAKBANK, HSBC, FAB, Emirates NBD |
| What we need from you | Your phone number | Your phone number | Your phone number |
Plan terms come from Tabby and Tamara and can change. The exact schedule for your booking is always shown in the app before you pay.
Which One Should You Choose?
- Big booking, smallest monthly amount: Tabby with 12 monthly payments, or a 12 month credit card plan.
- You want no late fees or a Sharia compliant plan: Tamara.
- Short trip or a single visa: Tabby pay in 4 or Tamara, whichever app approves the amount.
- The amount is above your Tabby or Tamara limit: a UAE credit card plan, or ask us to split the booking.
- Paying for family visiting the UAE: any of the three works from your UAE account. See our family visit visa page.
Example: AED 2,400 Flight Booking
| Plan | How you pay |
|---|---|
| Tabby pay in 4 | 4 payments of AED 600 |
| Tamara split in 4 | 4 payments of AED 600 |
| Tabby or credit card over 12 months | 12 monthly payments of about AED 200, plus any fee shown before you confirm |
The first payment is usually taken when you confirm. The app shows every date and amount before you agree.
What You Can Book with Tabby or Tamara at White Sky
- Flight tickets on Emirates, flydubai, Air Arabia and other airlines, see booking with Tabby and booking with Tamara
- Hotels in Dubai and worldwide
- UAE visit visas for family and friends, from AED 400
- Visa extension, airport to airport visa change and visa change by bus to Oman
- Holiday and tour packages, UAE attraction tickets and travel insurance
How Booking Works
- Message us on WhatsApp at +971 4 220 2133 with what you want to book.
- Choose Tabby, Tamara or your credit card and share the phone number registered with it.
- Approve the payment link in the Tabby or Tamara app, or select your bank and plan for a card.
- Get your ticket, visa or voucher on WhatsApp once the payment is complete.
For credit card plans, see credit card instalments for flights.

Tabby and Tamara FAQs
Which travel agency in Dubai accepts both Tabby and Tamara?
White Sky Travel and Tourism L.L.C in Dubai Investment Park 1 accepts both Tabby and Tamara, plus monthly plans on UAE credit cards, for flights, hotels, UAE visas and tour packages. We only need your phone number to send the payment link. WhatsApp +971 4 220 2133.
Is Tabby or Tamara better for travel?
Tabby offers longer plans of 6, 8 or 12 monthly payments, which suits bigger bookings. Tamara splits into up to 4 payments, says it charges no late fees and is Sharia compliant. Many customers choose the app that approves their amount.
Can I pay for a UAE visit visa with Tamara or Tabby?
Yes. UAE residents can pay for a family member’s or friend’s UAE visit visa with Tabby, Tamara or a UAE credit card plan. Visas start from AED 400 for 30 days.
Can I book Emirates flights with Tabby?
Yes. We book Emirates and other airlines and send you a Tabby or Tamara payment link. Once the payment is complete, we issue your ticket.
Does Tabby charge a fee?
According to Tabby, pay in 4 has no fee, while plans longer than 4 months may include a service fee that is shown at checkout before you confirm.
What do you need from me to pay with Tabby or Tamara?
Only the phone number registered with your Tabby or Tamara account. We send the payment link to that number and you approve it in the app.
What if Tabby or Tamara does not approve the full amount?
You can try the other app, use a UAE credit card plan, or pay part of the booking by payment link. Message us and we help you find the option that works.
Book Now and Pay Monthly
Tell us what you want to book and which app you use. We send the payment link and confirm your booking the same day: WhatsApp +971 4 220 2133 or call +971 52 292 1011.
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